Equifax Breach

EQUIFAX BREACH

As your financial service provider, The Cattle National Bank & Trust Company takes very seriously the privacy of your financial information. As you may be aware, Equifax, one of the three largest credit reporting companies in the world, experienced a data breach affecting the records of 143 million Americans. This breach included names, birth dates, addresses, Social Security numbers, driver’s licenses and credit card numbers. Equifax, working with forensic experts, were able to determine that the data breach occurred because hackers were able to exploit a software vulnerability that was not patched in a timely manner.

This breach was NOT a breach of The Cattle National Bank and Trust Company’s computer systems nor was any information from our systems compromised. Regardless we want to provide you with guidance that may be helpful to you to determine if your financial information has been breached and assist you in monitoring your information in an effort to avoid potential identity theft.

WHAT YOU SHOULD CONSIDER DOING NOW

  • Determine if Your Financial Information Has Been Compromised
    Equifax has established a special website where you can find out if they believe your information was compromised. The address is https://www.equifaxsecurity2017.com/
    and scroll down to the middle of the page and click on “Potential Impact” and follow the instructions.

  • Enroll in Services Provided by Equifax
    Equifax is offering one year of free credit monitoring and other services, whether or not your information was exposed. You can sign up for these services at the web address above and scroll down to the middle of the page and click on “Enroll” and follow the instructions. As a part of this enrollment process you should carefully review the disclosures and provisions you are asked to agree to when enrolling for these services.

  • Monitor Your Credit Reports
    Each of the three credit reporting agencies, including Equifax, provide you with one free credit report annually. You can obtain these reports at www.annualcreditreport.com. Once you obtain these reports review them carefully to determine if there is any inaccurate or fraudulent information contained on the report. If you determine that there is inaccurate information contact the credit reporting agency immediately.

  • Consider Placing a Credit Freeze
    Before putting a credit freeze on your accounts consider your own personal situation and determine if you will be obtaining credit in the near future, apply to rent an apartment or may need credit in an emergency. Creating a credit freeze stops an account from being opened in your name, must be established with each credit reporting agency, may cost you money to establish and requires you to contact the same reporting agencies to lift the freeze. As an alternative, you may want to consider placing a fraud alert on your files with the three major credit reporting agencies. A fraud alert puts a red flag on your credit report which requires businesses to take additional steps, such as contacting you by phone, before opening a new account in your name.

  • Monitor Your Bank/Credit Card Accounts
    It’s always a good idea to monitor your financial accounts regularly for fraudulent transactions. Utilize tools such as online and mobile banking to accomplish this and to keep a close eye on your accounts. Review your monthly statement thoroughly for the same reasons. If you have not established these services for the purpose of monitoring your accounts at our bank you can go to www.cattlebank.com to enroll or visit your local branch for assistance. In addition, effective October 23, 2017 our bank will begin offering you the ability to monitor your debit card usage via your mobile phone by downloading the mymobilemoney application in your phone providers app store.

  • Beware of Scams Related to This Breach
    Criminals use situations like this to attempt to gain access to your personal financial information. Do not trust e-mails or phone calls that appear to come from Equifax related to this breach.

ADDITIONAL INFORMATION

To contact the three major credit reporting agencies for more information or to place a credit freeze or fraud alert on your files their information is listed below.

Branch Locations

Main Bank

104 South 5th Street
Seward, NE 68434
Map
Phone: (402) 643-3636
Fax: (402) 643-3099

Lobby Hours:
Mon - Fri: 8:00 a.m. to 4:00 p.m.
Saturday: 8:00 a.m. to 12:00 p.m.

Motor Bank

405 North 5th Street
Seward, NE 68434
Map
Phone: (402) 643-4545

Lobby/Drive Thru Hours:
Mon - Fri: 7:30 a.m. to 5:30 p.m.
Saturday: 7:30 a.m. to 12:00 p.m.

Fallbrook Branch

6550 Merchant Drive
Lincoln, NE 68521

Map
Phone: (402) 420-7400

Lobby Hours:
Mon - Fri: 8:00 a.m. to 5:00 p.m.
Saturday: 8:00 a.m. to 12:00 p.m.

Drive Thru Hours:
Mon - Fri: 7:30 a.m. to 5:30 p.m.
Saturday: 7:30 a.m. to 12:00 p.m.

West A Branch

1550 S Coddington Ave, Suite R
Lincoln, NE 68522
Map
Phone: (402) 434-7400

Lobby Hours:
Mon - Fri: 8:30 a.m. to 5:00 p.m.
Saturday: 8:30 a.m. to 12:00 p.m.

Drive Thru Hours:
Mon - Fri: 8:00 a.m. to 5:30 p.m.
Saturday: 8:00 a.m. to 12:00 p.m.

Village Gardens Branch

5800 Hidcote Dr, Suite 106
Lincoln, NE 68516
Map
Phone: (402) 479-7400

Lobby Hours:
Mon - Fri: 8:00 a.m. to 5:00 p.m.

ATM Locations

Seward:

Main Bank

104 South 5th Street
Seward, NE 68434
Map

Gas-N-Snaks

541 Jackson
Seward, NE 68434
Map

Concordia University - Campus Center

800 North Columbia
Seward, NE 68434
Map

Motor Bank

405 North 5th Street
Seward, NE 68434
Map

Pac 'N' Save

1519 West Hwy. 34
Seward, NE 68434
Map

Lincoln:

The Coddington Market Complex

1550 S. Coddington Ave.
Lincoln, NE 68522
Map

Village Gardens

5800 Hidcote Drive, Suite 106
Lincoln, NE 68516
Map

Fallbrook

6550 Merchant Drive
Lincoln, NE 68521
Map