IRAs

i-r-a

 

It is never too soon to start saving for your retirement! An IRA is a tax-deferred savings plan that allows employed individuals (and their spouses) to accumulate funds for retirement up to the annual contribution limits. For federal income tax purposes, qualifying contributions are deductible from gross income. Income taxes on the interest earned are also deferred until the funds are withdrawn. Withdrawals without IRS penalty can begin at age 59 1/2 and must begin by the age of 70 1/2. Withdrawals prior to this age limitation are subject to substantial penalties.

Contributions can be deposited to any fixed rate time open certificate of deposit account 9 months or greater. The interest rate on the fixed rate account is guaranteed for the entire term of the investment and interest is compounded quarterly.

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Branch Locations

Main Bank

104 South 5th Street
Seward, NE 68434
Map
Phone: (402) 643-3636
Fax: (402) 643-3099

Lobby Hours:
Mon - Fri: 8:00 a.m. to 4:00 p.m.
Saturday: 8:00 a.m. to 12:00 p.m.

Motor Bank

405 North 5th Street
Seward, NE 68434
Map
Phone: (402) 643-4545

Lobby/Drive Thru Hours:
Mon - Fri: 7:30 a.m. to 5:30 p.m.
Saturday: 7:30 a.m. to 12:00 p.m.

Fallbrook Branch

6550 Merchant Drive
Lincoln, NE 68521

Map
Phone: (402) 420-7400

Lobby Hours:
Mon - Fri: 8:00 a.m. to 5:00 p.m.
Saturday: 8:00 a.m. to 12:00 p.m.

Drive Thru Hours:
Mon - Fri: 7:30 a.m. to 5:30 p.m.
Saturday: 7:30 a.m. to 12:00 p.m.

Southwest Lincoln

1404 Pine Lake Road
Lincoln, NE 68512
Map
Phone: (402) 434-7400

Lobby Hours:
Mon - Fri: 8:00 a.m. to 5:00 p.m.
Saturday: 8:00 a.m. to 12:00 p.m.

Drive Thru Hours:
Mon - Fri: 7:30 a.m. to 5:30 p.m.
Saturday: 7:30 a.m. to 12:00 p.m.

ATM Locations

Seward:

Main Bank

104 South 5th Street
Seward, NE 68434
Map

Gas-N-Snaks

541 Jackson
Seward, NE 68434
Map

Concordia University - Campus Center

800 North Columbia
Seward, NE 68434
Map

Motor Bank

405 North 5th Street
Seward, NE 68434
Map

Pac 'N' Save

1519 West Hwy. 34
Seward, NE 68434
Map

Lincoln:

The Coddington Market Complex

1550 S. Coddington Ave.
Lincoln, NE 68522
Map

Robbers Cave

925 Robbers Cave Road
Lincoln, NE 68502
Map

Fallbrook

6550 Merchant Drive
Lincoln, NE 68521
Map

Southwest Lincoln

1404 Pine Lake Road
Lincoln, NE 68512
Map