The Cattle National Bank & Trust Co.

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Interest Rates

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Certificates of Deposit

Term Interest Rate Annual Percentage Yield

91 Days 0.05% 0.05%

182 Days 0.05% 0.05%

9 Months 0.10% 0.10%

12 Months 0.10% 0.10%

15 Months 0.30% 0.30%

18 Months 0.40% 0.40%

21 Months 0.50% 0.50%

24 Months 0.60% 0.60%

30 Months 0.70% 0.70%

36 Months 0.80% 0.80%

48 Month Exchange - Special 0.90% 0.90%

60 Months - Special 1.30% 1.31%

Interest rates and annual percentage yields are effective 5/14/13 - 5/20/13. An interest penalty will be imposed for early withdrawal. Minimum balance to open an account is $500.

Fixed-Rate IRAs

Term Interest Rate Annual Percentage Yield

9 Months 0.10% 0.10%

12 Months 0.10% 0.10%

15 Months 0.30% 0.30%

18 Months 0.40% 0.40%

21 Months 0.50% 0.50%

24 Months 0.60% 0.60%

30 Months 0.70% 0.70%

36 Months 0.80% 0.80%

48 Month Exchange - Special 0.90% 0.90%

60 Months - Special 1.30% 1.31%

Interest rates and annual percentage yields are effective 5/14/13 - 5/20/13. An interest penalty will be imposed for early withdrawal. Minimum balance to open an account is $25. Fees may reduce earnings.

Variable IRAs & Health Savings Accounts

Term Interest Rate Annual Percentage Yield

Variable 1.00% 1.00%

Interest rates and annual percentage yields are effective 5/01/13 - 5/31/13. Variable IRAs are renewals only. An interest penalty will be imposed for early withdrawal (IRAs only). Minimum balance to open a Health Savings Account is $25. Rates may change after the account is opened. Fees may reduce earnings.

Money Market Investment Account

Balance Interest Rate Annual Percentage Yield

$100,000 and up 0.15% 0.15%

$50,000 - $99,999.99 0.10% 0.10%

$10,000 - $49,999.99 0.10% 0.10%

$2,500 - $9,999.99 0.05% 0.05%

$.01 - $2,499.99 0.05% 0.05%

Interest rates and annual percentage yields are effective 5/01/13 - 5/31/13. Rates may change after the account is opened. Minimum balance to open an account is $100. Fees may reduce earnings.

Interest-Bearing (NOW) Checking Account

Balance Interest Rate Annual Percentage Yield

$25,000 and up 0.10% 0.10%

$2,500 - $24,999.99 0.05% 0.05%

$500 - $2,499.99 0.05% 0.05%

$.01 - $499.99 0.05% 0.05%

Interest rates and annual percentage yields are effective 5/01/13 - 5/31/13. Rates may change after the account is opened. Minimum balance to open an account is $100. Fees may reduce earnings.

Savings Account

Balance Interest Rate Annual Percentage Yield

$.01 + 0.10% 0.10%

Interest rates and annual percentage yields are effective 5/01/13 - 5/31/13. Rates may change after the account is opened. Minimum balance to open an account is $100. Fees may reduce earnings.

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The Cattle National Bank & Trust Co. - Seward, NE. Member FDIC.
If you would like to open an account with us or have additional questions please call (402) 643-3636