No matter what your credit needs are we have the loan that will fulfill those needs. We're in the business of making loans and as a community based bank we are able to use flexible underwriting standards to tailor our credit products around your requests. Whether it be for a sleek new car, that special home that you've always dreamed of, or operating money for a new business venture....we provide you with easy access and terms that meet your budget. In addition, our loan officers are long time employees of the bank and members of the community so you won't need to continually reintroduce yourself to your banker.
Loans for the purchase of a car, boat, piano, refrigerator, weekend getaway, etc. or that needed home improvement. We'll work together with you to set up a payment schedule that fits your budget.
A home may be the single most important purchase of your lifetime and we'll help you finance that purchase with a loan that meets your needs. From construction financing to long term lending, we actively support the housing market throughout our entire community.
Home Equity Loans
The equity in your home can be used as collateral for loans of all kinds such as home improvement, the purchase of a car or boat, a summer vacation, etc. At the same time the interest paid on home equity loans can be used to reduce your taxable income. We offer both fixed rate, closed-end, term home equity loans or variable rate, open-end home equity lines of credit (Home Equity Plus). Consult your tax advisor concerning tax deductibility of your home equity loan.
Small business plays a major role in the economic well being of our community. Our loan officers will take the time to get to know your business and put a financing package together that meets your credit needs and cashflow. Business financing includes working capital loans, equipment loans, commercial real estate loans, inventory loans, etc., to name a few.
Agriculture is a major part of our local and state economy. That is why we specialize in agricultural lending. Agricultural loans of all kinds -- crop production, livestock production, farm equipment and agricultural real estate -- are the core of our lending business. Our goal is to help you grow and remain profitable and viable in your farming operation. To do that our agricultural loan officers will assist you in evaluating your farm enterprise, as partners, because when you succeed, we succeed.
For your convenience, your monthly loan payments can be automatically deducted from your checking account. In addition, you may be able to save 0.25 percent off your loan rate in certain instances. Consult our loan officers for further details.
Handing Down the Family Farm
A recent IRS ruling allows farmland owners in participation with the Nebraska Investment Finance Authority to collect tax exempt interest on sales to their heirs when a contract for deed method of sale is utilized. The Cattle National Bank & Trust Co. has worked together with NIFA and 1st time farm buyers for over a decade. For details on The Cattle National Bank & Trust Co.'s role in this unique opportunity, contact our Ag department at (402) 643-3636.
Credit Life/Health & Accident Insurance
Credit life and health and accident insurance is available to installment loan customers, as well as term loan customers for the amount and duration of the loan. Consult our loan officers for further details and costs of the insurance.